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Tuesday, August 16, 2016

When Heavy Rains Are Forecast

With a heavy rainfall warning issued by Environment Canada for southern Ontario, Allstate would like to offer a few tips to help protect you, your family, and your home from moisture intrusion, water damage and localized flooding:

If safe, clear eaves troughs and downspouts of leaves and debris and ensure they drain properly – ideally six feet away from the home. If possible, clear debris from storm drains on your street.
If your home has been susceptible to water intrusion in the past, don't store items on the basement floor. Keep important documents safe in water-tight containers stored on shelves and move expensive items, such as electronic equipment, out of the basement to a higher floor.
Review your emergency preparedness plan and kit in case you must evacuate.
When heavy rain hits
If it looks like water intrusion may occur, shut off the electricity and outside gas valve immediately.
Go to the upper floors of your home and keep out of any standing water. Hazards from floating debris, sewer contamination, live electrical wires and slippery footing can make wading in flood waters extremely dangerous.
Listen for the latest emergency information. If told to leave your area, grab your emergency kit and go to your designated shelter. Be sure to follow the recommended evacuation routes.
Never go near or touch fallen power lines or downed trees that may have power lines tangled in them. Stay at least ten metres away and call your local energy utility to alert them to damage.
If you are outdoors climb to high ground in a highly visible and safe area. Never cross floodwaters as water as shallow as 15 centimetres could sweep you off your feet.
If while in your vehicle you come to a flooded area, turn around, head for elevated ground and park there. Avoid remaining in your vehicle as little as 60 centimetres of water can carry away a car.
After the Damage
Return to your home only when emergency authorities have advised you it is safe to do so.
Keep the power off. Do not turn on the power in your home after significant water damage. Ask your hydro company for assistance.
If possible, record details of any damage before you begin clean up. Take photos or video to help with your insurance company's assessment.
Once you've assessed the damage as best you can, contact your insurance company to make a claim. 

Circulated by Allstate