We encourage feedback on any and all issues of concern to residents. Please join us at our monthly meetings to discuss issues or send an email to President@khca.on.ca. We look forward to hearing your views!

Thursday, March 24, 2016



Safe and healthy communities play a big part in making Ontario a great place to live. Keeping Ontarians safe requires all of us – law enforcement, governments, businesses, community groups, and individuals – to work together.    As Ontario’s police leaders, we strongly believe in community policing, cooperation, and
collaboration when it comes to preventing crimes.

Every year, the Ontario Association of Chiefs of Police (OACP) launches a Crime Prevention Campaign in support of the positive work our police officers do to promote community safety.    Our goal is to stop crime in its tracks.

The 2016 campaign focuses on financial crimes and fraud.     These are crimes that  victimize individuals from all walks of life. We want to raise awareness of the many  different ways you can become a victim of the criminal activities involved in financial crimes and fraud.   Our campaign theme, “Know Who You’re Dealing With…”, succinctly captures what all of us need to do in order to protect ourselves, our loved ones, and our businesses.

Financial crimes may be carried out by individuals, corporations or by organized  crime groups.   Victims may include individuals, corporations, governments, and  even our entire economy.   These types of crimes can range from property crimes,  fraud (i.e., credit card fraud, medical fraud, mortgage, securities and bank fraud,
point-of-sale fraud, etc.), and scams involving identity theft.    

Significantly, technology is enabling criminals to develop new ways to victimize  even the most careful of individuals.    Financial crimes and fraud against vulnerable  groups such as the elderly or new Canadians are especially concerning.

All of us have a part to play in fighting crime. Let’s work together to help keep everyone safe.

Chief Jeff McGuire
Niagara Regional Police Service
President - Ontario Association of Chiefs of Police


Financial SCAMS
& Frauds

 Whether you are a teenager or a retiree, criminals are eager to steal your
personal information and your money using scams and frauds that exist in
nearly every area of the marketplace, including online.

From door-to-door utility scams to online ‘phishing’ for your financial data,
these frauds threaten your security by targeting personal information and
putting you at risk of financial loss or identity theft. So, clearly it is
important to know how to protect yourself.

Common Frauds And Scams Include:


Identity theft occurs when a criminal steals a victim’s personal information so they can pretend to be that person, and then do things like apply for a credit card, take out a loan or mortgage, get a cell-phone or withdraw bank

The criminal will try to get information such as a bank or credit card number and personal identity number (PIN), driver's license information and Social Insurance Number (SIN).

Sometimes they will steal or copy the documents; sometimes all they need
is the information. 

If your wallet is lost or stolen, or mail you are expecting goes missing, you should report it right away to your bank or credit union.


Credit card and debit card fraud occurs when a criminal uses your card, or a counterfeit copy, to make purchases or withdraw money from your account. 

Keeping your card in sight, memorizing your PIN, and shielding your hand when you enter your PIN are ways you can reduce the risk of
your credit card or debit card information being stolen and misused


There are many online scams and new ones appear all the time. Some appear to be asking for your help; some say there is a problem with
your bank account or tax return.

Scam e-mails are often easy to spot because of spelling and other mistakes, but some can look like they are coming from a person or
organization you know. 


If you are not sure about an e-mail, and if it
asks you to open an attachment, respond with personal or financial information, or to go to another Website and enter information there –
it is most likely a scam.


Phone and door-to-door scams are also very common. 

Someone will call or come to your door pretending to be a representative of a
charity, an employee of a utility company, or even a distant relative.

You might be offered a free prize or trip. So, if you are not completely sure who you are dealing with, never give the person money or any personal information.